{"id":2092,"date":"2024-09-27T04:18:25","date_gmt":"2024-09-27T04:18:25","guid":{"rendered":"https:\/\/site.primafinantare.ro\/?page_id=2092"},"modified":"2024-10-22T07:10:30","modified_gmt":"2024-10-22T07:10:30","slug":"devino-un-debitor-intelept","status":"publish","type":"page","link":"https:\/\/site.primafinantare.ro\/en\/devino-un-debitor-intelept\/","title":{"rendered":"Become a wise debtor!"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2092\" class=\"elementor elementor-2092\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3252d1c5 e-flex e-con-boxed e-con e-parent\" data-id=\"3252d1c5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5cf5e84c e-con-full e-flex e-con e-child\" data-id=\"5cf5e84c\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2e801679 elementor-widget elementor-widget-heading\" data-id=\"2e801679\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Become <br>a wise debtor!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1db9118c elementor-widget elementor-widget-heading\" data-id=\"1db9118c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">in 5 easy steps<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-18f9dd84 e-con-full e-flex e-con e-child\" data-id=\"18f9dd84\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-673834b5 elementor-widget elementor-widget-image\" data-id=\"673834b5\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1000\" height=\"678\" src=\"https:\/\/site.primafinantare.ro\/wp-content\/uploads\/2024\/09\/img.jpg\" class=\"attachment-large size-large wp-image-2094\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-463e3a40 e-con-full elementor-hidden-tablet elementor-hidden-mobile e-flex e-con e-child\" data-id=\"463e3a40\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;position&quot;:&quot;absolute&quot;}\">\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-75203903 e-flex e-con-boxed e-con e-parent\" data-id=\"75203903\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-39cd7ee8 elementor-widget elementor-widget-spacer\" data-id=\"39cd7ee8\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-column .elementor-spacer-inner{height:var(--spacer-size)}.e-con{--container-widget-width:100%}.e-con-inner>.elementor-widget-spacer,.e-con>.elementor-widget-spacer{width:var(--container-widget-width,var(--spacer-size));--align-self:var(--container-widget-align-self,initial);--flex-shrink:0}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container,.e-con>.elementor-widget-spacer>.elementor-widget-container{height:100%;width:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer{height:100%}.e-con-inner>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner,.e-con>.elementor-widget-spacer>.elementor-widget-container>.elementor-spacer>.elementor-spacer-inner{height:var(--container-widget-height,var(--spacer-size))}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty,.e-con>.elementor-widget-spacer.elementor-widget-empty{position:relative;min-height:22px;min-width:22px}.e-con-inner>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon,.e-con>.elementor-widget-spacer.elementor-widget-empty .elementor-widget-empty-icon{position:absolute;top:0;bottom:0;left:0;right:0;margin:auto;padding:0;width:22px;height:22px}<\/style>\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1b0f06f7 e-flex e-con-boxed e-con e-parent\" data-id=\"1b0f06f7\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-391e834a e-con-full e-flex e-con e-child\" data-id=\"391e834a\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7dca38a5 elementor-widget elementor-widget-heading\" data-id=\"7dca38a5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 1<br>Check the maximum amount you can borrow<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3aaf7c79 e-con-full e-flex e-con e-child\" data-id=\"3aaf7c79\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-76294c0d e-con-full e-flex e-con e-child\" data-id=\"76294c0d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3f0b9035 elementor-widget elementor-widget-text-editor\" data-id=\"3f0b9035\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.20.0 - 13-03-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<ul><li>Learn how to calculate your monthly savings accurately.<\/li><li>Monthly loan repayments should not exceed 70% of your monthly savings.<br \/><br \/><em>E.g. If Income = 1000 lei and Expenses = 800 lei, then Savings = 200 lei.<\/em><br \/><em>\u00a0 \u00a0 \u00a0 \u00a0 \u00a0 \u00a0 Monthly repayments = 140 max!<br \/><br \/><\/em><\/li><li>Take out a loan in the same currency as your income.<\/li><li>PRIMA FINAN\u021aARE will also assess your ability to pay to make sure you can repay your loan.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-70e22ce1 elementor-widget elementor-widget-spacer\" data-id=\"70e22ce1\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7d30fb21 e-flex e-con-boxed e-con e-parent\" data-id=\"7d30fb21\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-709f608c e-con-full e-flex e-con e-child\" data-id=\"709f608c\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-11ad0f93 e-con-full e-flex e-con e-child\" data-id=\"11ad0f93\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6fe0915f elementor-widget elementor-widget-heading\" data-id=\"6fe0915f\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 2<br>Calculate how much you'll pay<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-49d28942 e-con-full e-flex e-con e-child\" data-id=\"49d28942\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5f74d850 elementor-widget elementor-widget-text-editor\" data-id=\"5f74d850\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Remember - low interest rates don't guarantee cheaper credit.<\/li><li>Make sure you take all costs and fees into account when calculating monthly repayments, not just interest payments: <em>calculates the fees for analysing, granting, commissions, insurance and the total amount paid in all instalments<\/em><\/li><li>Remember - it is a legal requirement to provide the APR indicator to help you compare the cost of borrowing.<\/li><li>Beware of aggressive lenders - special offers are rarely special!<\/li><li>Analyse the length of the loan carefully - lower payments over a longer period may not be cheaper.<\/li><li>PRIMA FINAN\u021aARE, in line with all MFC members, discloses all fees, including analysis fees and<br \/>credit management and penalties - <em>not all creditors do!<\/em><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37487bdd elementor-widget elementor-widget-spacer\" data-id=\"37487bdd\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-456387ee e-flex e-con-boxed e-con e-parent\" data-id=\"456387ee\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-713730c6 e-con-full e-flex e-con e-child\" data-id=\"713730c6\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-51a50274 elementor-widget elementor-widget-heading\" data-id=\"51a50274\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 3<br>Make sure you fully understand the contract<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-66f5f2b4 e-con-full e-flex e-con e-child\" data-id=\"66f5f2b4\" data-element_type=\"container\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3c199af5 e-con-full e-flex e-con e-child\" data-id=\"3c199af5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3a59eee elementor-widget elementor-widget-text-editor\" data-id=\"3a59eee\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Read the contract carefully from start to finish! The Lending Expert will give you plenty of time to do this \u2013 <em>understand the costs, penalties, monthly payment schedule.<\/em><\/li><li>Ask the Credit Expert for help to understand each point in the credit agreement. Always ask for clarification on professional financial terms used in contracts <em>(for example, ask for explanations of terms such as APR, annuity method, nominal rate,\u00a0<\/em><em>interest, prepayment fees, etc.)<\/em><\/li><li>Allow enough time for clarification - <em>don't rush to sign something you don't understand!<\/em><\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3cb35538 elementor-widget elementor-widget-spacer\" data-id=\"3cb35538\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-522d9234 e-flex e-con-boxed e-con e-parent\" data-id=\"522d9234\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-5d3f87f7 e-con-full e-flex e-con e-child\" data-id=\"5d3f87f7\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2239e2 e-con-full e-flex e-con e-child\" data-id=\"a2239e2\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57644796 elementor-widget elementor-widget-heading\" data-id=\"57644796\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 4<br>Control the debt - don't let it control you!<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-62cc38a0 e-con-full e-flex e-con e-child\" data-id=\"62cc38a0\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-7d70d7ce elementor-widget elementor-widget-text-editor\" data-id=\"7d70d7ce\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul>\n<li>Too much debt can lead to repayment problems.<\/li>\n<li>Avoid multiple loans: <em>with more credit, you may expose yourself to a higher risk of over-indebtedness.<\/em><\/li>\n<li>Apply for investment loans! Try to avoid loans for things you want but don't need. <br>Avoid loans for holidays or the latest TV.<\/li>\n<li>It's important to look after your credit history, the records stay there for ever.<\/li>\n<li>Don't take out a loan for someone else!<\/li>\n<li>Speak to your PRIMA FINAN\u021aARE Credit Expert if you're experiencing difficulties - we're here to help!<\/li>\n<\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-1a67b706 e-flex e-con-boxed e-con e-parent\" data-id=\"1a67b706\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5c3973ac elementor-widget elementor-widget-spacer\" data-id=\"5c3973ac\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6f11b6a6 e-flex e-con-boxed e-con e-parent\" data-id=\"6f11b6a6\" data-element_type=\"container\" data-core-v316-plus=\"true\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-47a3adf3 e-con-full e-flex e-con e-child\" data-id=\"47a3adf3\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-3266b3e9 elementor-widget elementor-widget-heading\" data-id=\"3266b3e9\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 5<br>Check what you should do if you're not satisfied<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-14319f19 e-con-full e-flex e-con e-child\" data-id=\"14319f19\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2fff8869 elementor-widget elementor-widget-text-editor\" data-id=\"2fff8869\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>Please let us <a href=\"https:\/\/www.google.com\/maps\/place\/Prima+Finantare+IFN+SA+Ia%C8%99i\/@47.1628776,27.5881845,564m\/data=!3m2!1e3!4b1!4m6!3m5!1s0x40cafb260d2f2729:0x65f34ec17892f4b8!8m2!3d47.162874!4d27.5907594!16s%2Fg%2F11y5v_jc5l?entry=ttu&amp;g_ep=EgoyMDI0MDkyNC4wIKXMDSoASAFQAw%3D%3D\">leave a review<\/a> whether or not you are satisfied with PRIMA FINAN\u021aARE services.\u00a0<br \/>YOUR opinion helps us provide a better service to our customers!<\/li><li>You have the right to complain if you are not satisfied with our services. <br \/>Contact us on +40 332 407 542 or office@primafinantare.ro<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-107105c5 e-con-full e-flex e-con e-parent\" data-id=\"107105c5\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\" data-core-v316-plus=\"true\">\n\t\t<div class=\"elementor-element elementor-element-3aa35c2c e-con-full e-flex e-con e-child\" data-id=\"3aa35c2c\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-ad18c1 e-con-full e-flex e-con e-child\" data-id=\"ad18c1\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-714cbeee elementor-widget elementor-widget-image\" data-id=\"714cbeee\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"724\" src=\"https:\/\/site.primafinantare.ro\/wp-content\/uploads\/2024\/09\/MFC_-BG-DarkPurple_Color-Logo.jpg\" class=\"attachment-large size-large wp-image-2095\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-67e3e1d7 e-con-full e-flex e-con e-child\" data-id=\"67e3e1d7\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5867454e elementor-widget elementor-widget-text-editor\" data-id=\"5867454e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>The Lend Wisely campaign is part of an international educational campaign run by the Microfinance Centre and its partners.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3071c4b5 e-con-full e-flex e-con e-child\" data-id=\"3071c4b5\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-21adbafe e-con-full e-flex e-con e-child\" data-id=\"21adbafe\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6a5c235e elementor-widget elementor-widget-image\" data-id=\"6a5c235e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1024\" height=\"966\" src=\"https:\/\/site.primafinantare.ro\/wp-content\/uploads\/2024\/09\/leaflet-2xDL-horizontally-to-DL-become-a-wise-borrower.ai_.png\" class=\"attachment-large size-large wp-image-2096\" alt=\"\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-3968ea01 e-con-full e-flex e-con e-child\" data-id=\"3968ea01\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2c60d700 elementor-widget elementor-widget-text-editor\" data-id=\"2c60d700\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>This initiative has received financial support from the European Union Programme for Employment and Social Innovation \"EaSI\" (2022-2025). For more information, please consult: http:\/\/ec.europa.eu\/social\/easi. The contents of this publication represent the views only of the author and are the sole responsibility of the author; they cannot be taken to reflect the views of the European Commission. The European Commission is not responsible for any use that may be made of the information contained therein.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Devino un debitor \u00een\u021belept \u00een 5 pa\u0219i simpli Pas 1Verific\u0103 suma maxim\u0103 pe care o po\u021bi \u00eemprumuta \u00cenva\u021b\u0103 s\u0103 calculezi [&hellip;]<\/p>","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-gradient":""}},"footnotes":""},"class_list":["post-2092","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/site.primafinantare.ro\/en\/wp-json\/wp\/v2\/pages\/2092","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/site.primafinantare.ro\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/site.primafinantare.ro\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/site.primafinantare.ro\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/site.primafinantare.ro\/en\/wp-json\/wp\/v2\/comments?post=2092"}],"version-history":[{"count":19,"href":"https:\/\/site.primafinantare.ro\/en\/wp-json\/wp\/v2\/pages\/2092\/revisions"}],"predecessor-version":[{"id":2129,"href":"https:\/\/site.primafinantare.ro\/en\/wp-json\/wp\/v2\/pages\/2092\/revisions\/2129"}],"wp:attachment":[{"href":"https:\/\/site.primafinantare.ro\/en\/wp-json\/wp\/v2\/media?parent=2092"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}